Below is the rate and fee schedule which sets forth certain conditions, rates, fees, and charges applicable to your accounts. This schedule is incorporated in your account agreement with the Credit Union.

Effective as of: 11/08/2021

Loan Rates 

Loan Type APR* as low as
Vehicles 2.48%  
Boats   4.89%
Jet Skis 5.94%
Farm Equipment  5.49%
Motorcycles & ATV's 5.94% 
Recreational Vehicles & Travel Trailers  4.79%
Personal/ Unsecured Loans/ Line of Credit 5.00%
*** Rates and credit approval may vary based on credit score and maturity. 

 

Mortgage Rates

Loan Type APR* as low as
Residential 1st Mortgage  3.29%
Home Equity Loan   4.89%  
Home Equity Line (HELOC)   As low as Prime (WSJ) + 1%
Land 4.69% 
 ***Rates and credit approval may vary based on credit score and maturity.  

 

Commercial Loans and MBLs

Loan Type APR* as low as
Member Business Loan Rate determined by purpose, collateral, and maturity
Commercial Loans Rate determined by purpose, collateral, and maturity 

All Commercial Loans and MBLs will have a $250 Loan Processing Fee.

***Rates and credit approval may vary based on credit score and maturity. 

 

VISA Credit Cards w/UChoose Rewards

Card Type APR*
Platinum Rewards earns UChoose Rewards 9.90% APR  
Gold Rewards earns UChoose Rewards 12.90% APR  
Classic Rewards earns UChoose Rewards  14.90% APR  

All secured loans will be charged a $100 loan processing fee. All unsecured loans (except lines of credit) will be charged a $15 loan processing fee. Non-Commercial real estate loans and Share Secured Loans will not be charged a fee. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility.