Below is the rate and fee schedule which sets forth certain conditions, rates, fees, and charges applicable to your accounts. This schedule is incorporated in your account agreement with the Credit Union.

Effective as of: 5/29/2024

Loan Rates 

Loan Type APR* as low as
Vehicles 6.69%  
Boats   7.80%
Jet Skis 8.95%
Farm Equipment  7.09%
Motorcycles & ATV's 7.99% 
Recreational Vehicles & Travel Trailers  7.39%
Personal/ Unsecured Loans/ Line of Credit 10.70%
Share Secured Loan  3.00% above interest earned on Savings or Certificate Account 
*** Rates and credit approval may vary based on credit score and maturity. 

 

Mortgage Rates

Loan Type APR* as low as
Residential 1st Mortgage  N/A
Home Equity Loan   7.29%  
Home Equity Line (HELOC)   As low as Prime (WSJ) + 1% Floating Adjusted Annually
Land 6.99%
 ***Rates and credit approval may vary based on credit score and maturity.  

 

VISA Credit Cards w/UChoose Rewards

Card Type APR*
Platinum Rewards earns UChoose Rewards 10.90% APR  
Gold Rewards earns UChoose Rewards 14.90% APR  
Classic Rewards earns UChoose Rewards  16.90% APR  

All secured loans will be charged a $155 loan processing fee. All unsecured loans (except lines of credit) will be charged a $35 loan processing fee if loan is $3,500 or below; $70 loan processing fee if loan is above $3,500. Christmas Loans will be charged a $35 loan processing fee. Non-Commercial real estate loans and Share Secured Loans will not be charged a fee. APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility.