Below is the rate and fee schedule which sets forth certain conditions, rates, fees, and charges applicable to your accounts. This schedule is incorporated in your account agreement with the Credit Union.
| Initial Membership Fee |
$5.00 |
| Withdrawal by Official Check (1 per day) |
FREE |
| Additional Official Checks
|
$2.00/each |
| Cash Withdrawals/Unlimited Number |
FREE |
| Share Draft Withdrawals/Draft Account/Unlimited
|
FREE |
| Christmas Club Early Withdrawals |
$10.00 per withdrawal |
| Check Cashing (less than $100 in savings and no other relationship) |
$4.00 |
| Non-Member On Us Check Cashing Fee
|
$5.00 |
| Dormant Account (Less than $300 & no activity for 12 months) |
$20.00 per quarter |
| Returned Mail
|
$5.00 |
| Bad Address Fee (per month) |
$5.00 |
| Overdraft Fee (Item Paid)/ Returned Item Fee |
$30.00 |
| Returned Check (Deposit or Loan Payment) |
$30.00 |
| Returned Check (3rd party) |
$20.00 |
| Stop Payment/Share Draft or Official Check
|
$30.00 |
| Research/Account Reconciliation/$15 Minimum |
$15.00 per hour |
| Copy of Statement
|
$5.00 |
| Copy of Share Draft Item
|
$1.00 |
| Account History Print-Out/ Current Month Only |
$2.00 |
| Debit Card Replacement/Lost or Stolen/Fraud
|
$15 / $5 for fraud |
|
Return Debit Card due to Bad Address |
$16.00 |
| Re-activation of Restricted Debit Card |
$10 (1st time FREE) * decreased from $25 |
| Statement Mail Fee
|
$5.00 |
|
Printed Share Draft Order |
Catalog Price |
| Temporary Share Drafts
|
$.25 per check |
| Domestic Wire Transfers/Incoming and Outgoing |
$20.00 |
| Western Union/Incoming and Outgoing
|
$25.00 |
| International Wire Transfers |
$40.00 |
| Garnishment/Levy
|
$75.00 |
| Notary Service for Members
|
FREE |
| Online Banking/Mobile Banking/Mobile Deposit
|
FREE |
| 24-Hour Telephone Teller
|
FREE |
| Online Banking - A2A Transfers
|
$10.00 |
| Bill Pay (If Dormant 3 months)
|
$4.00 per month |
| Cash Advance Foreign Card
|
1% of transaction amount ($5.00 min.) |
| Loan Payment via Debit/Credit Card |
$10.00 |
| Out-of-Network ATM Fee
|
$1.00 per transaction |
| Overdraft Protection Transfer
|
$2.00 per transfer |
| Safe Deposit Box Late Fee |
$5.00 for every 30 days late |
| Safe Deposit Box Lost Key |
Cost to drill & replace lock + $10.00 |
| Extended Negative Balance Fee |
$20.00 if negative for 20 days or more |
