Below is the rate and fee schedule which sets forth certain conditions, rates, fees, and charges applicable to your accounts. This schedule is incorporated in your account agreement with the Credit Union.

Effective as of: 10/01/2019

Initial Membership Fee $5
Withdrawal by Official Check (1 per day) FREE
Additional Official Checks $2/each
Collection Items $15
Cash Withdrawals/Unlimited Number FREE
Share Draft Withdrawals/Draft Account/Unlimited FREE
Christmas Club Early Withdrawals $10 per withdrawal
Check Cashing (less than $100 in savings and no other relationship)  $3
Non-Member On Us Check Cashing Fee $3
Dormant Account $20 per quarter
Returned Mail $5
Bad Address Fee (per month)  $5
Overdraft Free (Item Paid)  $30
Returned Item Fee $30
Returned Check (Deposit or Loan Payment) $30
Returned Check (3rd party)  $15
Stop Payment/Share Draft or Official Check $30
Research/Account Reconciliation/$15 Minimum  $15 per hour
Copy of Statement $5
Copy of Share Draft Item $1
Account History Print-Out $1 per month printed
Debit Card Replacement/Lost or Stolen/Fraud $15 / $5 for fraud
Return Debit Card due to Bad Address $16
Re-activation of Restricted Debit Card  $25 (1st time FREE)
Statement Mail Fee $4
Printed Share Draft Order Catalog Price
Temporary Share Drafts $.25 per check
Domestic Wire Transfers/Incoming and Outgoing  $18
Western Union/Incoming and Outgoing $25
International Wire Transfers   $40
Garnishment/Levy $50
Notary Service for Members FREE
Online Banking/Mobile Banking/Mobile Deposit FREE
24-Hour Telephone Teller FREE
Online Banking - A2A Transfers $10
Bill Pay (If Dormant 3 months) $3 per month
Cash Advance Foreign Card 1% of transaction amount ($5 min.)
Loan Payment via Debit/Credit Card  $10
Out-of-Network ATM Fee $1 per transaction
Overdraft Protection Transfer $2
 Safe Deposit Box Late Fee $5.00 for every 30 days late
 Extended Negative Balance Fee  $20.00 if negative for 20 days or more